228 loan - An Overview
228 loan - An Overview
Blog Article
(A) The Company determines which the bank has not presented sufficient justification to the approach and every facet of the program as essential pursuant to paragraph (d) of the section;
usually means a lender that is not in the small business of extending shut-end residence property finance loan loans, little organization loans, modest farm loans, or automobile loans evaluated beneath § 228.
네이버 블로그는 개인 블로그부터 기업 블로그까지 다양한 정보를 제공합니다. 관심 있는 분야의 블로그를 구독하면 유용한 정보를 얻을 수 있습니다.
The inclusion of an affiliate's loans, investments, solutions, and products inside of a financial institution's strategy, or inside of a joint prepare of affiliated depository establishments, is topic to the next:
) An index of the geographic regions served from the Local community improvement loan or Local community development financial commitment, specifying any county, Point out, multistate MSA, or nationwide region served; and
(one) Establishes the framework and conditions by which the Board assesses a bank's file of responding to your credit demands of its full community, which include very low- and moderate-revenue neighborhoods, per the Secure and audio operation with the lender; and
The Nationwide Asset-Based mostly Neighborhood Improvement Funding Benchmark actions the greenback quantity of community enhancement loans and community enhancement investments that gain or serve all or part of the nationwide spot of all depository institutions that claimed pursuant to § 228.
(B) For every of the bank's facility-primarily based assessment regions in just a nonmetropolitan place, the Nonmetropolitan Nationwide Community Growth Funding Benchmark steps the greenback quantity of Neighborhood improvement loans and community growth investments that gain or provide nonmetropolitan spots while in the nationwide space for all massive depository establishments when compared with deposits situated in nonmetropolitan places during the nationwide location for more info all significant depository establishments.
(e) Knowledge on community enhancement loans and Neighborhood improvement investments by a consortium or simply a third party.
The financial institution allocates the deposits for which a deposit spot just isn't available to the nationwide space. Yearly deposits has to be calculated according to average day by day balances as furnished in statements including month-to-month or quarterly statements. Another financial institution that opts to gather and keep the info With this paragraph (a)(seven) have to accomplish that in the identical kind and for the same period as described On this paragraph (a)(seven).
(B) A financial institution in addition to a sizable financial institution may perhaps contain a Local community development companies part and accompanying once-a-year measurable objectives in its prepare.
implies a loan, together with a legally binding dedication to increase credit history, such as a standby letter of credit score, that supports Local community enhancement, as described in § 228.13. A Neighborhood progress loan does not contain any dwelling home loan loan regarded beneath the Retail Lending Take a look at in § 228.
(B) A sizable financial institution might modify the Retail Products and services and Merchandise Test by taking away a component with the check.
작성하신 게시글에 사용이 제한된 문구가 포함되어 일시적으로 등록이 제한됩니다.